Secure · Transparent · Mobile-first

Grow your money with daily profit cycles

Lovapay makes investing simple: fund your wallet, pick a plan, and earn returns distributed from the platform's recorded profits — all tracked on a ledger you can audit anytime.

Returns are based on platform-recorded profits, not guaranteed.

Everything you need to invest

A complete toolkit for growing and tracking your funds.

Daily profit cycles

Profits are distributed across matured investments every cycle, so your money keeps working.

Transparent ledger

Every deposit, withdrawal, and profit distribution is recorded on an auditable transaction ledger.

Flexible plans

Choose Starter, Premium, or Pro plans with clear durations and returns based on recorded profits.

Referral rewards

Invite friends with your referral link and earn bonuses as they start investing.

Identity verification

Account verification keeps your funds protected and your activity trusted.

Withdraw on your schedule

Request withdrawals anytime and track every status change from start to finish.

How it works

1

Create your account

Sign up in minutes and verify your identity to unlock all features.

2

Fund your wallet

Deposit funds in Naira or Dollars directly into your secure wallet.

3

Invest and earn

Pick a plan, allocate funds, and watch your returns grow each cycle.

Plans for every investor

Pick a duration that fits your goals.

Starter

Daily plan

Returns after

1 day

  • Proportional profit share
  • Full ledger tracking
  • Withdraw anytime after maturity

Premium

Weekly plan

Returns after

7 days

  • Proportional profit share
  • Full ledger tracking
  • Withdraw anytime after maturity

Pro

Monthly plan

Returns after

30 days

  • Proportional profit share
  • Full ledger tracking
  • Withdraw anytime after maturity

Start growing your money today

Create a free account and make your first investment in minutes.

Get started